





At TGP Mortgage & Insurance, we believe in breaking down barriers, simplifying complex financial decisions, and delivering a service built on trust, compassion, and professionalism.
As independent, whole-of-market brokers, we provide access to a wide range of lenders, ensuring we find the best possible mortgage solution for your unique circumstances. What truly sets us apart? We offer our services completely fee-free, meaning no hidden costs or unnecessary charges – just honest, expert advice that puts your needs first.
Looking for trusted mortgage advice in Chester? Contact TGP Mortgage & Insurance today and let us help you on your journey to finding the perfect mortgage.
Buying your first home is an exciting milestone, but it can also feel overwhelming. From navigating complex mortgage options to understanding deposit requirements, there’s a lot to consider.
At TGP Mortgage & Insurance, we specialise in helping first-time buyers in Chester take their first steps onto the property ladder with confidence. We’ll explain every detail in plain English, search the whole market for the best deals, and guide you through the entire process – from mortgage approval to collecting your keys.
Our goal is to make the experience smooth, stress-free, and memorable for all the right reasons.
If you’re a Chester homeowner, remortgaging can be a smart way to save money, release equity, or secure a better deal. With rising interest rates and changing market conditions, it’s essential to evaluate your current mortgage and explore opportunities for improvement.
At TGP Mortgage & Insurance, we’ll assess your existing terms, identify potential savings, and handle the paperwork for you. Whether you’re looking to reduce your monthly payments, consolidate debts, or fund home improvements, we’ll find the perfect remortgage option tailored to your circumstances.
Upgrading to your dream home or downsizing for a simpler life? Moving house is a big step, and having the right mortgage in place is crucial. The Chester property market offers diverse opportunities, but navigating the financial side can be complex.
We’re here to make it simple.
Our expert advice ensures you find a mortgage that fits your needs, whether you’re increasing your borrowing or porting your existing deal. From understanding your affordability to coordinating with solicitors, we’ll ensure your move is as seamless as possible.
When it comes to finding the right mortgage, having the right broker makes all the difference.
At TGP Mortgage & Insurance, we’re dedicated to helping Chester residents navigate the mortgage process with ease and confidence.
Here’s why we’re the trusted choice for your mortgage needs:
Whole-of-Market Access
As independent brokers, we search the entire market to find the best mortgage deals for you. Unlike restricted brokers tied to specific lenders, we compare options across all available lenders, ensuring you get competitive rates and terms that perfectly fit your needs.
No Fees – Just Honest Advice
At TGP Mortgage & Insurance, transparency is our priority. Unlike many brokers, we don’t charge application or broker fees. We’re paid commission by lenders, but we’ve chosen not to pass that cost onto our clients. This means you get expert advice and exceptional service without any additional costs.
Personalised, Friendly Service
We believe the mortgage process doesn’t have to be intimidating. Our approachable, jargon-free advice ensures you feel confident and informed every step of the way. We treat every client like a friend, taking the time to understand your unique situation and goals.
We cannot thank both Tom initially and Wendy for all of their help and support over the past few months 🤩! Wendy has been working with us to help find the best mortgage deal after the sale of the first property we were interested in buying unfortunately fell through. Thank god we were able to find another property and Wendy supported us to get another mortage in no time 🤞🏻. Nothing was too much to ask for Wendy, she has been amazing and explained anything to us as first time buyers as we had no idea what to expect. I would highly recommend TGP Mortgage Advisors & Insurance Brokers to anyone who is thinking of buying a property or remortgaging. Definitely a 5 star service. ⭐️⭐️⭐️⭐️⭐️Posted on Google Charlotte Cumberlidge Tom is very quick and thorough, always working against my last minute deadlines. He always work in our best interest and has helped us with purchasing our first home, moving to our next home, and with lots of remortgaging in between. Superb service, highly recommended!Posted on Google Jess Keddie Excellent service all round. Would definitely use Tom for our next mortgage. Tom made the whole process straightforward. Thanks so much!Posted on Google Sarah Polwatudurage Fantastic experience from start to finish! Tom and his company know their stuff and have access to the full market and is fee-free! I would not hesitate in recommending this company to anyone that needs mortgages, especially first time buyers and re-mortgages! Thanks again Tom!Posted on Google James B Can’t recommend Tom and the team enough. Fantastic service from start to finish and was happy to answer any questions I had throughout the process. Would highly recommend!Posted on Google Thomas Milner We used TGP Mortgage & Insurance Brokers recently as 1st time buyers. Wendy was extremely helpful and always available to answer any questions we had. We felt updated with the process at all times and would jump at the chance to work with her again. Great service from start to finish and would highly recommendPosted on Google Daniel Williams Tom was extremely helpful in helping us secure our mortgage. He was knowledgable and helpful every step of the way and we would definitely recommend using his services.Posted on Google Jordan Pollard We've just used TGP Mortgage & Insurance Brokers for the second time, and once again they've provided an excellent service from start to finish. The team made the mortgage process straightforward and stress-free, keeping us informed throughout and always being available to answer any questions we had. Their advice was clear, professional, and tailored to our circumstances, helping us secure the right mortgage for our needs. We really appreciated their friendly and personal approach, and it gave us confidence knowing we were in safe hands. We wouldn't hesitate to recommend TGP Mortgage & Insurance Brokers to anyone looking for expert mortgage and insurance advice. Thank you again for all your help!Posted on Google Victoria Davies Can’t be more thankful for Tom and his team in setting us up on our Mortgage. Kept us up to date daily and really took the stress away from what could potentially be a very stressful time! Thank you Tom and everyone at TGPPosted on Google Andrew Swarbrick I simply cannot recommend Tom Pitman highly enough! As a first-time buyer, the whole process felt incredibly daunting, but Tom made it surprisingly straightforward, clear, and completely stress-free. He genuinely cared about finding me the best deal possible and was always just an email or call away to answer my questions. Every query I had was responded to incredibly fast and Tom made sure everything was easy to understand. Five-star service from start to finish - thank you so much Tom! 🌟Posted on Google Chloe Andrews
As whole-of-market brokers, we offer a wide range of mortgage options, including fixed-rate, variable-rate, tracker, offset, and buy-to-let mortgages. We tailor our recommendations to your specific needs and financial circumstances.
No, we don’t charge any application or broker fees. Our fee-free service ensures you get expert advice without any hidden costs.
Absolutely! We specialise in supporting first-time buyers. From explaining the process to securing the best deals, we’re here to make buying your first home as simple and stress-free as possible.
The timeline varies depending on factors like the complexity of your application and lender response times. On average, securing a mortgage offer takes 2-4 weeks, with the full process often completed in 6-8 weeks.
Yes! We can help you explore remortgage options, whether it’s with your current lender or a different one, to ensure you’re getting the best deal available.
While we’re based in Wrexham, we proudly serve clients across Chester and surrounding areas. We also offer online and remote services for added convenience, so we can help no matter where you are in the UK.
It’s easy! Contact us by phone, email, or via our online appointment form. We’ll arrange a friendly consultation to discuss your needs and start the process.
At TGP Mortgage & Insurance, we may be based in Wrexham, but our expert services extend far beyond. We proudly support clients across Chester and the surrounding areas, helping residents find the best mortgage solutions tailored to their needs. Whether you’re in the heart of Chester, the surrounding villages, or even further afield, we’re here to make your mortgage journey smooth and stress-free.
We understand that life can be busy, which is why we offer flexible online and remote services. From virtual consultations to digital document processing, you can benefit from our expertise without needing to leave your home. Wherever you’re located, our commitment to providing transparent, friendly, and tailored advice remains the same.
Whether you’re a first-time buyer in Chester, remortgaging a family home in Blacon, or relocating to the beautiful Cheshire countryside, TGP Mortgage & Insurance is ready to help. With our whole-of-market access and fee-free service, we’ll ensure you get the best deal, wherever you are.
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
CONSOLIDATING DEBT MAY REDUCE YOUR OUTGOINGS NOW, BUT YOU MAY END UP PAYING MORE OVERALL.
By submitting this data, I am consenting the use of my data in line with the privacy policy.
By submitting this data, I am consenting the use of my data in line with the privacy policy.
By submitting this data, I am consenting the use of my data in line with the privacy policy.