





At TGP Mortgage & Insurance, we believe in breaking down barriers, simplifying complex financial decisions, and delivering a service built on trust, compassion, and professionalism.
As independent, whole-of-market brokers, we provide access to a wide range of lenders, ensuring we find the best possible mortgage solution for your unique circumstances. What truly sets us apart? We offer our services completely fee-free, meaning no hidden costs or unnecessary charges – just honest, expert advice that puts your needs first.
Looking for trusted mortgage advice in Chester? Contact TGP Mortgage & Insurance today and let us help you on your journey to finding the perfect mortgage.
Buying your first home is an exciting milestone, but it can also feel overwhelming. From navigating complex mortgage options to understanding deposit requirements, there’s a lot to consider.
At TGP Mortgage & Insurance, we specialise in helping first-time buyers in Chester take their first steps onto the property ladder with confidence. We’ll explain every detail in plain English, search the whole market for the best deals, and guide you through the entire process – from mortgage approval to collecting your keys.
Our goal is to make the experience smooth, stress-free, and memorable for all the right reasons.
If you’re a Chester homeowner, remortgaging can be a smart way to save money, release equity, or secure a better deal. With rising interest rates and changing market conditions, it’s essential to evaluate your current mortgage and explore opportunities for improvement.
At TGP Mortgage & Insurance, we’ll assess your existing terms, identify potential savings, and handle the paperwork for you. Whether you’re looking to reduce your monthly payments, consolidate debts, or fund home improvements, we’ll find the perfect remortgage option tailored to your circumstances.
Upgrading to your dream home or downsizing for a simpler life? Moving house is a big step, and having the right mortgage in place is crucial. The Chester property market offers diverse opportunities, but navigating the financial side can be complex.
We’re here to make it simple.
Our expert advice ensures you find a mortgage that fits your needs, whether you’re increasing your borrowing or porting your existing deal. From understanding your affordability to coordinating with solicitors, we’ll ensure your move is as seamless as possible.
When it comes to finding the right mortgage, having the right broker makes all the difference.
At TGP Mortgage & Insurance, we’re dedicated to helping Chester residents navigate the mortgage process with ease and confidence.
Here’s why we’re the trusted choice for your mortgage needs:
Whole-of-Market Access
As independent brokers, we search the entire market to find the best mortgage deals for you. Unlike restricted brokers tied to specific lenders, we compare options across all available lenders, ensuring you get competitive rates and terms that perfectly fit your needs.
No Fees – Just Honest Advice
At TGP Mortgage & Insurance, transparency is our priority. Unlike many brokers, we don’t charge application or broker fees. We’re paid commission by lenders, but we’ve chosen not to pass that cost onto our clients. This means you get expert advice and exceptional service without any additional costs.
Personalised, Friendly Service
We believe the mortgage process doesn’t have to be intimidating. Our approachable, jargon-free advice ensures you feel confident and informed every step of the way. We treat every client like a friend, taking the time to understand your unique situation and goals.
Excellent service! Nothing is too much trouble. Will use them everytimePosted on Ffion Williams Tom and his team went above and beyond to help us secure our dream home. Tom explained everything step by step and was there to answer any questions that we had. They are friendly professional and very knowledgeable. Will only ever recommend Tom and his team!!Posted on Stuart Evans Excellent service and great communication through out the whole process. I have used Tom on numerous occasions over the past 5 years and himself and the team take the time to listen and give advice supporting your needs. No question gets unanswered or is too much!Posted on Jordan Samuels Tom and the team have been fantastic from the start, Totally understood my situation and found me a great deal of a mortgage. Many thanks for all your supportPosted on Daniel Prince ⭐️⭐️⭐️⭐️⭐️ Highly Recommend! Tom has been absolutely amazing, and I would recommend his services to anyone and everyone. As first-time buyers, we had plenty of questions, and Tom was always on hand to support us every step of the way. He even logged on during his day off to help us, which truly shows his dedication. He went above and beyond far more than we ever expected especially when we encountered complications that were completely out of his control. Without Tom’s support, the process would have been far more stressful. I honestly can’t thank Tom enough. He’s brilliant at his job, incredibly supportive, and truly dedicated to his clients. 👏🏽🤞🏽Posted on Alana Williams We highly recommend Tom and his team for anyone going through the buying process. Tom was professional from start to finish and made buying a home feel easy and stress-free — even answering my endless list of questions along the way! We truly appreciate all the support and wouldn’t hesitate to use Tom and his team again. Thanks again!! El and Ry xPosted on Elinor Jones Brilliant service. On hand whenever I needed a question answered or advice. Tom helped me get a great mortgage offer in an efficient time. He explained the process in detail. Would highly recommend and would definitely use again in the future.Posted on Amy Lodwick The team were brilliant, very knowledgeable and they couldn’t do anymore to help us with our mortgagePosted on Christian Cheetham Tom & his team are 5 star mortgage advisors!! I’ve always used Tom for mortgage applications and I always will! Can’t recommend TGP enough! Full of knowledge and lovely staff ☺️.Posted on Amy Phillips Amazing experience with Tom being our Mortgage Advisor. Easy process with him, even when asked a million and one questions he always had time to answer and explain. Would highly recommend Tom and the team.Posted on Kyle Walker
As whole-of-market brokers, we offer a wide range of mortgage options, including fixed-rate, variable-rate, tracker, offset, and buy-to-let mortgages. We tailor our recommendations to your specific needs and financial circumstances.
No, we don’t charge any application or broker fees. Our fee-free service ensures you get expert advice without any hidden costs.
Absolutely! We specialise in supporting first-time buyers. From explaining the process to securing the best deals, we’re here to make buying your first home as simple and stress-free as possible.
The timeline varies depending on factors like the complexity of your application and lender response times. On average, securing a mortgage offer takes 2-4 weeks, with the full process often completed in 6-8 weeks.
Yes! We can help you explore remortgage options, whether it’s with your current lender or a different one, to ensure you’re getting the best deal available.
While we’re based in Wrexham, we proudly serve clients across Chester and surrounding areas. We also offer online and remote services for added convenience, so we can help no matter where you are in the UK.
It’s easy! Contact us by phone, email, or via our online appointment form. We’ll arrange a friendly consultation to discuss your needs and start the process.
At TGP Mortgage & Insurance, we may be based in Wrexham, but our expert services extend far beyond. We proudly support clients across Chester and the surrounding areas, helping residents find the best mortgage solutions tailored to their needs. Whether you’re in the heart of Chester, the surrounding villages, or even further afield, we’re here to make your mortgage journey smooth and stress-free.
We understand that life can be busy, which is why we offer flexible online and remote services. From virtual consultations to digital document processing, you can benefit from our expertise without needing to leave your home. Wherever you’re located, our commitment to providing transparent, friendly, and tailored advice remains the same.
Whether you’re a first-time buyer in Chester, remortgaging a family home in Blacon, or relocating to the beautiful Cheshire countryside, TGP Mortgage & Insurance is ready to help. With our whole-of-market access and fee-free service, we’ll ensure you get the best deal, wherever you are.
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
CONSOLIDATING DEBT MAY REDUCE YOUR OUTGOINGS NOW, BUT YOU MAY END UP PAYING MORE OVERALL.
By submitting this data, I am consenting the use of my data in line with the privacy policy.
By submitting this data, I am consenting the use of my data in line with the privacy policy.
By submitting this data, I am consenting the use of my data in line with the privacy policy.